Prescription eyewear
Save 30% by using your HSA or FSA card
Your card is a payment option at checkout, next to credit card and the wallets.
What happens at checkout
Three steps, all inside the checkout you already use. Your frame and lenses are separate lines in your cart, so at the last step you choose how much goes on your HSA or FSA card.
Build your pair with prescription lenses
Pick a frame, choose Select Lenses and enter your prescription. Your frame and lenses go into the cart together.
This step happens on the product page, before checkout.
Pick HSA/FSA in the payment list
It sits with credit card and the wallets. There are no health questions to answer: prescription eyewear qualifies on its own.
Choose how much goes on your HSA or FSA card
Pay it all with your card, or split it: the prescription part on your HSA or FSA, the rest on a regular card. Keep your receipt and prescription.
How does paying with HSA or FSA save me 30%?
These accounts exist for one thing: paying with pre-tax money for what treats, eases or prevents a condition a provider has diagnosed.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
Try your own numbers
Frame and lenses together. Only the prescription order qualifies.
Federal, state and payroll tax combined. Most people land somewhere between 20% and 35%.
Tax you never pay
on a prescription order (frame and lenses) paid with pre-tax dollars at 30%
Illustrative only, not tax advice. Your own rates and your plan decide what you actually save. The yearly contribution limits are in IRS Publication 969.
Tap a frame to start from its price, then drag up to your full order with lenses. You choose lenses on the frame's page, before anything reaches your cart.
Shop HSA eligible items
These frames all take prescription lenses. What qualifies is the prescription order, frame and lenses together. Non prescription sunglasses, plano lenses, cases, cloths and gift cards do not.
HSA eligible with Rx lensesShaula MeringueFrame from $ 145.00
HSA eligible with Rx lensesNunki ThymeFrame from $ 145.00
HSA eligible with Rx lensesCeleste MacaronFrame from $ 145.00
HSA eligible with Rx lensesBaten SeineFrame from $ 165.00
HSA eligible with Rx lensesAtria RueFrame from $ 165.00
HSA eligible with Rx lensesVolan SmokeFrame from $ 125.00
HSA eligible with Rx lensesRiji WalnutFrame from $ 145.00
HSA eligible with Rx lensesNorma GreyFrame from $ 145.00
HSA eligible with Rx lensesAster TideFrame from $ 125.00
HSA eligible with Rx lensesRegor SteelFrame from $ 125.00
HSA eligible with Rx lensesHao GoldFrame from $ 125.00
HSA eligible with Rx lensesDeneb TaupeFrame from $ 105.00
HSA eligible with Rx lensesAdara CaramelFrame from $ 105.00
HSA eligible with Rx lensesNash II CosmosFrame from $ 105.00Questions before you buy? See our FAQs.
Before you worry about it
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
Your order is not held up
Nothing about ordering changes. Pick your frame, enter your prescription and check out as usual.
A provider reviews you, not us
Your eye doctor writes your prescription. Covry does not review it and does not decide what your plan pays.
Normal cards still work
Yes. Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at Covry?
Yes, on prescription orders. Pick HSA/FSA in the payment list at checkout. Your frame and prescription lenses both count when you order them together. If your cart also holds something that does not qualify, split the payment and put only the prescription part on your HSA or FSA card.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
It is a licensed provider's written opinion that a product may treat a condition you have. Under IRS rules some purchases count as a medical expense only when a provider says that.
You do not need one here. Prescription eyewear is a qualified medical expense under IRS rules, and that covers the frame and the prescription lenses together when you order them together. Anything ordered without a prescription is not.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
There is nothing to wait for. Prescription eyewear does not need one, so no letter is issued. Keep your receipt and a copy of your prescription, because your plan may ask.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
Use the card you already have
Pick HSA or FSA at checkout. Nothing else about your order changes.
See what is eligibleThe fine print
Prescription eyewear is a qualified medical expense under IRS rules, and that covers the frame and the prescription lenses together when you order them together. Anything ordered without a prescription is not.
Items ordered without a prescription are not qualified medical expenses. Our own FAQ says the same: you may not buy non prescription sunglasses, or glasses with plano lenses, using an FSA or HSA. Cases, chains, cloths, sprays, apparel and gift cards do not qualify either.
Your plan administrator decides what it will pay, and plans differ. Keep your receipt and a copy of your prescription in case they ask.
Covry is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.
